Will Clinton Solve the Problem of Health Insurance for Individuals With Pre-existing Conditions?

As the Presidential race heats up it is hardly surprisingwill undoubtedly to some extent meet its objective,
to discover that health care and in particular healthwhich is quite simply to win votes. However, it will
insurance is high on the agenda and, for tens ofnot do anything to improve the health care system
thousands of people, the potential for solving theas it is simple does not address real world issues.
problem of getting cheap insurance coverage forHealth care today is big business and it has little to do
people suffering from pre-existing conditions mightwith providing health care and everything to do with
make Hillary Clinton's plan an attractive choice. But willearning profits for the insurers. Now you can talk to
it work?the insurers all day long however, unless the
As with the majority of proposals it sounds greatgovernment is willing to throw money at the problem
and promises to offer new choices for those whothen costs are not going to come down.
currently have insurance coverage and also for theAnyone who has experience of private medical
forty-seven million Americans who are currentlytreatment carried out abroad will know only too well
without health insurance. In addition, it promises tothat a large portion of the cost of providing care in
cut your monthly premiums and give you greaterthe US represents profits for the insurer and not the
security of cover. For individuals suffering fromactual cost of providing care. You have only to seek
pre-existing conditions it promises to "endmedical treatment in any of the wonderful hospitals in
discrimination based on pre-existing conditions orthe Far East for example to realize that you can get
expectations of illness".the highest quality of care at a mere fraction of the
This new plan to meet America's health insurancecost of getting that same treatment in the United
requirements calls upon insurers to work withStates. And if you believe that the standard of
employers and patients to provide a high standard oftreatment abroad is not as good as that in the
health care at an affordable price and also calls onUnited States then think again because a lot of the
government to implement reforms to the health caremedical facilities throughout the Far East are staffed
system to both raise the quality of care andby highly qualified doctors and surgeons and have
decrease costs.some of the most modern equipment you will find
This of course is precisely what we all want to seeanywhere in the world.
but if it were that simple why is the health careIt is all very well to talk about working with the
system in such a mess today and why are costsinsurance companies to lower costs but the simple
increasing instead of declining?fact of the matter is that it is not in their interests to
The truth is that this is merely the latest in a growingdo so. Costs will stay at their present high levels and
list of proposals to reform the health care systemindeed will continue to rise until the US government
and is nothing more than pie in the sky. In effect it isdecides to take over the responsibility for the
nothing more than a political document which isprovision of the mainstay of health care in the United
extremely well written and beautifully presented andStates.